Buying with Affirm is simple

Buy with confidence

When inspiration strikes, Affirm helps you say yes without giving up financial control. Choose Affirm at checkout to select a monthly installment plan over a time period that works best for you.

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With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

  • Interest rate from 10% APR
  • 6 or 12 monthly payments
  • Eligibility check has no impact to credit score
  • Instant approval
  • Open loan – No early repayment penalties

 

Transparent

Affirm tells you the total amount you’ll pay up front. That number will never go up.

Flexible

You choose the payment schedule that works best for you.

Fair

Affirm doesn’t charge late fees or hidden fees of any kind, ever.

FAQ

Yes, there’s no penalty for paying early

You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before paymentsare due.

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Customer Help Center.

Yes, you’ll need a Canadian mobile phone number. This helps Affirm verify it’s really you who is creating your account and signing in.

You can visit their website at affirm.ca.